Green Impact Investing -
Rainforests against climate change

Green Finance

Our Planting Season

Bet now on inflation-protected investments like Generation Forests and get the opportunity to invest your money wisely while supporting projects that align with your values. Ready to create a climate-friendly and healthy future while earning a long-term green return of 4.5%?

In the first part of our small reforestation series, you were able to experience the reforestation in Panama at first hand. In the second part, our colleague María now accompanies the forestry workers in their work - learn how a seedling can grow into a strong tree and what conditions are essential for this.

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WHAT WE DO

Achieving great things together

Together we are part of the climate solution

We are planting tropical forests in Panama to counter creeping global deforestation – and to extract CO₂ from the atmosphere in a natural way with our Generation Forests. And the results are there for all to see: Every single hectare of our Generation Forests reduces the atmosphere’s CO₂ content by a whole 20 tonnes every year!

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Together, we are preserving nature’s diversity of species

By establishing and interlinking existing habitats, we are conserving the biodiversity of the tropical rainforests, while boosting the natural resilience of ecosystems.

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Together we are creating a social impact

We are a social business. That means our projects are aimed at identifying a balance between economic, ecological and social aspects. As a social dimension, sustainability has formed part of our DNA from the very outset. We work with local people in a partnership of equals, creating long-term jobs and sustainable social prospects.

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Together we are generating green returns

We look to outcome-based investments with green returns – without any exploitation of nature or people. With our near-natural and sustainably managed Generation Forests in Panama, we generate a green dividend for our members at fair terms on the ground.

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A holistic climate solution for businesses

We are convinced that the major challenges of our time can only be solved by working together and involving all stakeholders. As a cooperative, we want to make a contribution to a better world of tomorrow together with our members. We offer companies a holistic and nature-based solution that is equally effective in tackling the climate and biodiversity crisis and improving the living conditions of people in Panama. 

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A summary of the main information

More than a donation

By purchasing the cooperative share, you are not only achieving a financial return but an ecological one, too. And our VERRA certification also tells its own story: we satisfy the Verified Carbon Standard. This means that for each share, the forest will absorb an average of 1 t CO2 over the years. Perhaps you think your share will only achieve this many years from now, after the land has to be purchased, saplings planted, and the trees allowed to grow. In fact, your cooperative share makes you an owner of the entire forested area belonging to the cooperative. The cooperative principle means that everyone jointly owns the entire forest stock – mature trees and young ones. So, you are making an impact from Day 1. And all of us are delighted that you, through your commitment, are enhancing our positive impact on the climate even more over the long term. 
 

CO2 compensation through an investment in generation forests

By purchasing the cooperative share, you are not only achieving a financial return but an ecological one, too. And our VERRA certification also tells its own story: we satisfy the Verified Carbon Standard. This means that for each share, the forest will absorb an average of 1 t CO₂ over the years. Perhaps you think your share will only achieve this many years from now, after the land has to be purchased, saplings planted, and the trees allowed to grow. In fact, your cooperative share makes you an owner of the entire forested area belonging to the cooperative. The cooperative principle means that everyone jointly owns the entire forest stock – mature trees and young ones. So, you are making an impact from Day 1. And all of us are delighted that you, through your commitment, are enhancing our positive impact on the climate even more over the long term.

Forestry investing with no fixed term – where is something like that available?

Our aspiration: is to create Generation Forests that last forever. The concept produces long-term returns, in contrast to plantations, where the entire planting is usually harvested, and the resulting returns bring the investment term to an end. Since we are in the tropics, tree species comparable to oaks in Germany grow very fast. A tree is ready for harvest not after 60-100 years, but already after 25-45 years.
We are anticipating the first profit distributions to take place in 2046, i.e. 27 years following the initial afforestation. At future points, these precious trees will be fully grown, and the established ecosystem will be more stable, meaning that regular profit distributions may be anticipated over the long term. According to our model, after 40 years, a share should generate more profit distributions than today's investment of 1,563 euros, meaning the profit distributions that are cumulated over the years. The forests remain ecologically and economically productive. So it’s worthwhile staying involved for the long term.

How is the actual yearly growth in value determined?

Under the law of cooperatives, shares in a cooperative are treated differently from company stock. Their value can neither rise nor fall. Each cooperative share corresponds to 500 m² of permanent mixed forest, afforested with the money paid in on every share.

The most important factor in the increase in value is the growth of the trees. This growth, combined with other factors, determines future profits. The biological growth of the forest is measured regularly by our forestry manager.

An economic analysis of the tree stock and estate is performed by independent third parties annually. An independent expert verifies the growth data of our projects. The anticipated value appreciation corresponds to the ‘admission fee’ additionally payable by every member together with the purchase of the share.
 

Internal rate of return

An internal rate of return is applied to investments that produce irregular yields. The internal rate of return describes the (theoretical) average annual return

The internal rate of return refers here to the value appreciation of our forest, which automatically “gains” in value through its natural growth. However, this does not mean that we earn an annual profit. Instead it merely establishes our one-off admission fee of 4.5% per share, which increases from year to year. Once we generate yields from our harvesting and we have a positive balance sheet, foreseeably in 2046, these will then be paid out. 
 

Admission fee for fair distribution of profits

The forecast increase in value appreciation of all our forests is reflected in the admission fee. This admission fee must be paid once on acquiring new shares or topping up existing ones. This is important and fair because future yields will be distributed among all members on an equally – regardless of when they joined the cooperative.

•    One cooperative share costs €1,200.
•    In 2025, there is an entrance fee of €433.
•    All in all, a new member pays €1,633.

Future profits

Future profits from cooperative shares are essentially dependent on the future performance of timber prices. A range of factors are significant here:

•    Volume growth and shape of the trees
•    Timber price performance
•    Demand for (tropical) timber
•    Changes in forestry costs
•    Changes in cooperative’s costs in Germany

In making our profit forecasts, we ignore criteria such as inflation and increasing timber prices.
However, the demand for timber has significantly increased globally. That is causing timber prices to rise.
 

With 30 euros you can change the world!

Join us today, and start immediately helping to make a change, even with smaller amounts from just €30 per month. We have a range of payment models available so you can purchase cooperative shares even with limited savings. You can pay for shares with a one-time payment or by instalments stretching over 1, 2 or 4 years. 
The best thing about it: even if the period is 4 years, you’ll be a member straight away. So, year by year CO₂ is reduced, jobs created, biodiversity enhanced and the quality of soil and water improved. And the longer you stay with us, the longer the whole endeavour will remain effective. 

In addition, with an installment purchase you secure the current share price and can spread the costs over a longer period of time. Similar to a savings installment, the share can thus be paid off continuously without the financing being associated with further costs. In the case of installment financing, the share will probably already have a higher value at the time of the last financing installment than at the time of subscription.

Opportunities and risks

The currently assumed value appreciation is based on calculations and analyses, and on our forestry manager’s 25 years of experience. To achieve the most realistic growth forecasts possible, we only use prices and costs based on today's figures. We deliberately ignore speculative assumptions about potential price increases or inflation.

Nevertheless, these forecasts, measurements and practical experience empirical evidence are no guarantee of future value appreciation. Given the various economic, political, and most minor, ecological factors, it is not possible to ever rule out uncertainties and risks, which can even result in the total loss of the capital invested.

Our forestry partner has over 25 years of experience in tropical forestry. They report any emerging risks to us, and manage them on-site with great diligence and personal responsibility.

More information on the subject is available here. 

Another important aspect: Our forest is a non-cash asset meaning it is not affected by inflation.

Cost transparency

It takes money to manage the cooperative, and perform forestry protection and afforestation activities. In contrast, to finance providers, our cooperative earns no money as an organization. We operate on a cost-covering basis. Our forestry service provider operates on a costs basis and receives a transparent payment per hectare per year. It receives a contractually agreed share of 3.75% of future timber returns. In this way, we can achieve a strong convergence of interests of the cooperative members and the forestry partner with complete transparency – a  new phenomenon in forestry investment.

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  • A COOPERATIVE WITH HUGE EFFECTIVE FORCE

    We are firmly convinced that we can only achieve our ambitious targets by working together. This is why togetherness has been a fundamental value of our cooperative even before its inception. Only together can we become part of the climate solution and, as a community with a global influence, sustainably change – and improve – our world.

    At a glance: the benefits of our cooperative

    • Optimum protection of all our members
    • Full insight into all business activities
    • Ecologically, economically, and socially a rational investment
    Discover all the benefits
  • A COOPERATIVE WITH HUGE EFFECTIVE FORCE

    We are firmly convinced that we can only achieve our ambitious targets by working together. This is why togetherness has been a fundamental value of our cooperative even before its inception. Only together, can we become part of the climate solution and, as a community with a global influence, sustainably change – and improve – our world.

    At a glance: the benefits of our cooperative

    • Optimum protection of all our members
    • Full insight into all business activities
    • Ecologically, economically and socially a rational investment

     

    Discover all the benefits
  • A COOPERATIVE WITH HUGE EFFECTIVE FORCE

    We are firmly convinced that we can only achieve our ambitious targets by working together. This is why togetherness has been a fundamental value of our cooperative even before its inception. Only together, can we become part of the climate solution and, as a community with a global influence, sustainably change – and improve – our world.

    At a glance: the benefits of our cooperative

    • Optimum protection of all our members
    • Full insight into all business activities
    • Ecologically, economically and socially a rational investment

     

    Discover all the benefits
  • A COOPERATIVE WITH HUGE EFFECTIVE FORCE

    We are firmly convinced that we can only achieve our ambitious targets by working together. This is why togetherness has been a fundamental value of our cooperative even before its inception. Only together, can we become part of the climate solution and, as a community with a global influence, sustainably change – and improve – our world.

    At a glance: the benefits of our cooperative

    • Optimum protection of all our members
    • Full insight into all business activities
    • Ecologically, economically and socially a rational investment

     

    Discover all the benefits
[Translate to English:] Die Broschüre bündelt alle wichtigen Infos über TGF
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Any more questions? Click here for our free brochure!

Our free brochure contains all the important information you need – about our robust cooperative, the unique concept behind the Generation Forests, various projects, and our ambitious objectives and other things besides.

Order your brochure here
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Our Members

  • Why are you part of The Generation Forest?

    "We joined with our non-profit species conservation organization, Nepada Wildlife, because biodiversity conservation can only work with intact habitat. Reforestation, development and conservation of generational forests provides a home again for countless endangered species."

    Hannah Emde (Founder Nepada Wildlife) - Member since 2021

  • Why are you a part of The Generation Forest?

    "I intended to invest in something good and meaningful. Since I was convinced by the concept with its many areas of impact, I wanted to support the great idea and serve as a role model."

    Stefan – Member since 2022

  • Why are you a part of The Generation Forest?

    "I am a wholehearted member of The Generation Forest. It's great to know that I can contribute to my own and the climate's future at the same time."

    Elisa - Member since 2019

  • Why are you a part of The Generation Forest?

    "I'm convinced that you can only make a difference with a holistic approach - The Generation Forest is the perfect combination of people, nature and business for me."

    Dirk - Member since 2018

  • Why are you a part of The Generation Forest?

    "I joined The Generation Forest because I want to make a difference against the climate crisis - for myself, my children and my grandchildren."

    Kerstin - Member since 2021

  • Why are you a part of The Generation Forest?

    "I'm a co-op member because I believe in the project and the people behind it, and I want to work with them to make a difference."

    Merle - Member since 2018

  • Why are you a part of The Generation Forest?

    "I became a member of The Generation Forest because, after extensive market analysis, I determined that it was the most compelling and meaningful concept for me."

    Rüdiger - Member since 2021

  • Why are you a part of The Generation Forest?

    "I like being a member because I am convinced by the combination of ecology and economy at The Generation Forest."

    David - Member since 2021

  • Why are you a part of The Generation Forest?

    "I'm a member of The Generation Forest because finance and sustainability shouldn't be mutually exclusive."

    Svetlana - Member since 2021

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[Translate to English:] Bleib auf dem Laufenden mit unserem Newsletter
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